Buying a first home is a huge milestone, and for Yanderi, it was a journey that began in November 2025 when they were introduced to us by their real estate agent. With a lease expiring in September 2025, Yanderi and their family knew they didn’t want to continue renting. At $2,500 per month, rent felt like a missed opportunity—money going out the door instead of building equity in a home of their own.
Overcoming Financial Barriers
Like many first-time homebuyers, Yanderi was concerned about the upfront costs of buying a home. They wanted to ensure that whatever they purchased was a smart financial decision. With limited savings for a down payment and closing costs, finding a way to make homeownership affordable was key. That’s where our team stepped in, working hand in hand with their real estate agent to craft a winning strategy.
A Smart Buying Strategy
By partnering with their agent, we were able to secure an accepted offer that included a seller concession, reducing Yanderi’s out-of-pocket expenses. On top of that, we leveraged a Down Payment Assistance (DPA) program to further ease the financial burden. This strategic approach allowed them to purchase a $486,000 home with only $11,000 out of pocket—a game-changing opportunity that turned homeownership from a dream into reality.
Looking Ahead: Planning for the Future
Even though Yanderi has just moved into their new home, we’ve already started the conversation about a refinance strategy. By keeping an eye on market trends and interest rates, we’ll be ready to help them secure an even better financial position in the future.
Yanderi shared their experience, saying:
“Had a great experience with the mortgage team. First-time homeowner and the process was made very easy thanks to them. They provided us with a lot of information on how the process works and made us aware of the documents we would need and when. Really thankful for their help throughout this whole process.”
Now, Yanderi and their family are enjoying the benefits of owning a bigger space they can truly call home. They’re no longer paying rent—they’re building equity, stability, and a future in a place of their own.
Ready to Take the Next Step?
If you’re renting and wondering if homeownership is possible for you, we’re here to help. Let’s explore your options and create a plan that makes sense for your financial goals. Reach out today and let’s start your journey to owning a home!
