When Christopher and his wife began their search for a home in Chula Vista, California, they were navigating more than just the competitive real estate market. As a military family returning to San Diego, they faced unique financial timing challenges—Christopher was actively serving, and his wife was still in the process of securing new employment.
That’s when Sonny Alquizar of NEO Home Loans stepped in.
Instead of seeing obstacles, NEO Home Loans mortgage advisor, Sonny, saw an opportunity to help them build a custom path to readiness. Through NEO’s signature Discovery Consultation, the team developed a step-by-step mortgage plan—ensuring they knew exactly what they needed to qualify and feel confident in their next move. Over the course of three months, NEO Home Loans stayed in touch, answering questions, adjusting their plan, and providing encouragement while they prepared to make their first purchase.
When the time was right and employment was secured, Christopher and his wife were fully prepared. They moved forward with a VA loan, and thanks to the strategy they had built together, they closed in under 30 days—with the help of a trusted local real estate agent.
The experience didn’t just meet expectations—it exceeded them.
“Sonny and Camryn were awesome throughout our entire homebuying process. They were timely and thorough with answering all questions that we had. We were always kept informed about our current status in the process and they ensured we were comfortable with the timeline. We could not have asked for a smoother experience.” — Christopher, Chula Vista, CA
At NEO Home Loans, we believe mortgage lending should be a partnership, not a transaction. That means guiding our clients with care, strategy, and clarity from day one—and staying by their side long after the keys are in hand. Christopher and his wife can expect continued check-ins from our team at key moments in their homeownership journey, as we help them grow equity, maximize wealth, and navigate life’s next chapters with confidence.
“Because we took the time to build a plan together, they were ready when the time came.” – Sonny Alquizar, Mortgage Advisor
This is what we do at NEO Home Loans—build better mortgage experiences, one relationship at a time.