For decades, the mortgage industry has been very transactional and interest rate focused. There has been very little emphasis on providing relevant advice or selecting the ideal mortgage strategy with the lowest overall cost and greatest ability to generate wealth for you and your family.
Buying a home is likely the largest purchase you will make in your life, and being rushed into a mortgage decision by a commission-hungry salesperson is just plain wrong. You deserve a comprehensive review of your overall financial situation and a mortgage that not only gets you into your home, but also acts as a catalyst to maximize your wealth and wellbeing.
We believe rushing into one of the largest debt obligations in your life is a mistake. The decision to obtain a mortgage should necessitate a pause and careful deliberation about the strategy you choose.
NEO Home Loans is here to help you DISCOVER and MANAGE your perfect mortgage strategy.
NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction.
At NEO Home Loans, we help you find the ideal mortgage strategy, proactively manage your mortgage for you, and advise you on various wealth creation strategies for the entire life of your loan. Our success as a company is not measured by how many loans we do, but by how successful you are as a homeowner – today and for years to come.
If we are doing our job right, the loan closing is where our relationship begins.
Our 4-Step Mortgage Process
Step 1: Discovery- We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy that will help you achieve them. We call this initial consultation the Hopes & Dreams Assessment.
Step 2: Advice & Strategy- We’ll analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis – a digital and easy-to-read breakdown of the cost and wealth-building potential of each mortgage strategy we’re considering for you.
Step 3: Execution- We create a flawless home loan experience for you and your family, regardless of your timeline. If you are in a highly competitive real estate market and need to move quickly, we’ll put you in a position to close your loan in as little as 7 business days. If you need more time to build up liquidity, document your income, or work on your credit, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4: Mortgage Maintenance & Wealth Maximization- The closing of your loan is just the start of our relationship. Your NEO Home Loans mortgage advisor will continue to manage your mortgage and help you maximize your wealth for the life of your loan. We understand your life and the real estate market where you live can change rapidly, and your home loan will require constant attention and analysis by us to ensure it remains at the lowest possible cost with the highest wealth-generating potential.
At NEO, we promise to advise you and never sell you. Our ambition is for you to become a successful homeowner, free of regret and wealthier because of our relationship. We aspire to become the most valuable person in your life when it comes to real estate and finance.
If you would like to learn more about our process and the tools we offer to help you choose and proactively manage your mortgage, fill out the form below to schedule an assessment with a NEO mortgage advisor.